Taurus Financial
Solutions Ltd

Our Mortgage Services

We specialise in residential, investment and specialist mortgages, with true whole of market access. This means we search the entire market to find the most competitive rates and the most suitable products tailored precisely to your circumstances - no matter how straightforward or challenging your situation might be.

Whether you’re a first-time buyer stepping onto the property ladder for the very first time, an experienced investor growing your portfolio, someone navigating credit challenges, or simply looking to optimise your current home finance - we’re here to make the whole process smooth, clear and stress free. We handle a comprehensive range of mortgage solutions, all personalised to fit your life, goals and budget:

• First Time Buyer (FTB) - guiding you confidently into your very first home with the best possible deal and supportive advice every step of the way
• First Time Landlord (FTL) - helping new landlords enter the buy to let world with clarity and the right funding structure
• Buy to Let (BTL) - whether you’re buying a single rental property or expanding a portfolio, we source competitive buy to let mortgages (including interest only options) designed for investment success and long term income generation.
• Remortgage - switching for better rates, releasing equity, or simply reviewing your options to save money or achieve your plans
• Product Transfer - quickly and easily moving to a better deal with your existing lender, without the hassle of a full remortgage
• Further Advance - accessing additional funds against your current property when life brings new opportunities or needs
• Bridging - flexible short-term solutions for time critical situations like chain gaps, fast purchases, auctions or renovations
• Commercial Mortgage - tailored funding for business premises, shops, offices, industrial units and more
• Second Charge - raising extra capital secured on your property without disrupting your main mortgage
• Adverse Credit - specialist mortgages for those with past credit challenges (missed payments, CCJs, defaults, IVA, bankruptcy discharge etc.). We work with lenders who look at the full picture - your current situation, affordability and story - so even complex credit histories don’t have to stand in your way. We find solutions where others say no.

We thrive on the tricky cases. Our team conducts in depth, personalised research to ensure your mortgage isn’t just affordable or the lowest rate available - it’s genuinely the right one for you, protecting your interests and removing as much stress as possible from the process. Your peace of mind, long-term success and trust are what matter most to us.

Our Protection Services

We know that protecting your loved ones, your income, your home, and your future goes hand in hand with arranging the right mortgage. That’s why our protection advice is designed to complement everything we do - giving you complete peace of mind without the hassle or uncertainty.

We search the whole market to find policies that genuinely suit your circumstances, budget, and stage of life. Whether you’re safeguarding your family against the unexpected, planning for later years, or looking for smart, tax-efficient business solutions - our team listens carefully, explains everything clearly, and tailors recommendations so you feel supported every step of the way.

We specialise in a full range of protection solutions, all personalised to your needs:
• Life Insurance - providing essential financial security for your loved ones and covering key commitments like your mortgage if the worst happens. We offer flexible options including level term, decreasing term and joint life, to fit your exact situation.
• Critical Illness Cover- delivering a tax-free lump sum if you’re diagnosed with a serious illness (such as cancer, heart attack, or stroke), helping you focus on recovery instead of financial stress.
• Income Protection - replacing a percentage of your income if illness or injury prevents you from working long-term. We fine tune the deferment period, benefit amount, and policy term to keep your household finances stable.
• Mortgage Payment Protection / Accident, Sickness & Unemployment (ASU) Cover - offering short-term support for mortgage payments during unexpected setbacks like accident, sickness, or redundancy.
• Buildings & Contents Insurance - ensuring your home and possessions are properly protected against risks like fire, flood, theft, and more - with competitive rates and the right level of cover for your property.
• Over 50s Life Insurance - straightforward, guaranteed-acceptance whole-of-life cover designed specifically for UK residents aged 50 and over. No medical questions asked, fixed affordable premiums that never rise, and a tax-free lump sum payout to loved ones upon death- ideal for covering funeral costs, leaving a gift, or providing simple peace of mind in later life.
• Relevant Life Plan / a highly tax - efficient death-in-service solution for business owners, directors, and employees. Arranged and funded through your company, it provides a lump sum payout (often to cover mortgage or family needs) if the worst happens while employed. Premiums are usually allowable as a business expense (with corporation tax relief), the benefit is typically paid tax-free to beneficiaries via trust, and it’s perfect for smaller businesses that don’t qualify for full group schemes - protecting what matters without unnecessary complexity.

We handle even the more nuanced cases a from pre existing health conditions to business specific needs - so you never feel alone in the process. Protection isn’t just about policies; it’s about building real security and long term reassurance for you and those you care about. Your family’s future and your peace of mind remain our absolute priority.